Primary Functions: Originate real estate and mortgage loans.

Duties and Responsibilities:
1. Ensure members provided timely and accurate information on the credit union's real estate loan programs, handle member inquires related to real estate or mortgage loans.
2. Answer all in-coming calls as necessary pertaining to real estate and mortgage lending issues. Provide back in the telephone queue.
3. Maintain current in depth knowledge of real estate lending policies and guidelines. Maintain current general knowledge of mortgage lending policies and guidelines.
4. Originated applications for in-house and other non-mortgage real estate loans.
5. Underwrite real estate loan applications.
6. Provide assistance to real estate processors as necessary.
7. Provide assistance to processors as necessary.
8. On approved files give the real estate processor the loan file to contact the member with loan approval and conditions. Clear loan conditions timely to ensure a smooth closing.
9. On declined files, advise the borrower of the decline and issue refunds, returning documentation as necessary.
10. Promote Global Credit Union real estate programs and cross-sell credit union services.
11. Perform other duties as assigned.

Education: Bachelors degree in Business Administration with advanced industry courses in real estate lending.

Creditable Experience in Lieu of Education: Two years responsible real estate lending experience or one year at the loan officer level. Advanced industry courses in real estate lending.

Experience/Skills: Good written and verbal communication skills with attention to detail. A thorough knowledge of all aspects of real estate lending including all applicable laws and regulations. Two years of increasingly more responsible real estate lending experience.